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Definition of Incomplete Data

Last Updated: May 1, 2006

The following paragraphs outine incomplete data. Several records usually represent a single policy. Insure-Rite's format requires one record for every vehicle - driver combination on a policy. The “Scheduled” element controls which elements are tested within each record. Each record for a policy could have the “Scheduled” element set differently. The “Scheduled” element can contain the following values:

"S" Nearly all records should contain an “S” in the “Scheduled” element.“S” means the record should contain vehicle information, policy information, name and address information and driver information.
"U" Type“U” in the “Scheduled” element includes commercial policies that cover all vehicles owned or operated by a company, without regard or without knowledge of which individual vehicles or which drivers are involved.“U” means the record does not need to contain vehicle or driver specific information so those elements will not be required for the record to be considered complete and will therefore not be tested. If you include vehicle and/or driver information it will be used, just not tested for completion. These records still must contain name and policy address information.
"D" Driver only. Only use “D” in the “Scheduled” element on records that indicate coverage for only a driver, without having a vehicle to reference.“D” means the record does not need to contain vehicle specific information so those elements will not be tested
"V" Vehicle only.Use “V” in the “Scheduled” element on records that indicate coverage for only a vehicle or for which the person listed on the record does not have any driver license, such as an owner who does not drive. “V” means the record does not need to contain driver specific information so those elements will not be tested.

As stated above all of the following elements are tested when the “Scheduled” element is filled with “S”. Below, all of the elements are grouped into “Vehicle Specific”, “General”, and “Driver Specific” categories. Elements in the “Vehicle Specific” category are tested whenever vehicle data is expected, that is, when the “Scheduled” element contains “S” or “V”. Elements in the "Policy or Name and Address Categories” are always tested. Elements in the “Driver Specific” category are tested whenever driver data is expected, that is, when the “Scheduled” element contains “S” or “D”.

Vehicle Specific Information (tested when “Scheduled” = “S” or “V”):
  Vin:  
   

Trimmed length less than 4, empty (only spaces), only zeros, only nines, only "x"s, only nulls (ASCII character 0), only ASCII character 255s, contains any of these characters: ` ~ ! @ # $ % ^ & * - =_ + { } [ ] \ | ; : < > , . / ? or vin contains any of the following:

UNK, REQUEST, ADVISED, BROAD, FORM, NAMED, JEEP, N/A, NONE, NOT, NUMBER, ON, FILE, PLEASE, PROVIDE, PURSUING, RELATIVE, REQUIRED, SEE, ENDORSE, TBD, TBF, UKN, VEHICLE, VOID

  Make:  
    Trimmed length less than 4, empty (only spaces), only zeros, only nines, only "x"s, only nulls (ASCII character 0), only ASCII character 255s,
  Year:  
    Trimmed length # 2 or 4, empty (only spaces) or does not represent year between 1901 & 1998 inclusive.
 
 
Policy, Name and Address Information (always tested):

  Company Control Code:
   

Must contain a 4-digit control code assigned to your company by Insure-Rite.

  Policy:
   

Trimmed length less than 3, empty (only spaces), only zeros, only nines, only "x"s, only nulls (ASCII character 0) or only ASCII character 255s,

  Effective Date:
    Not a valid date in MMDDYYYY (preferred), MMDDYY, YYYYMMDD, YYMMDD format or not between Jan 1st 1960 and the end of the reporting month.
  Expiration Date:
    Not a valid date in MMDDYYYY (preferred), MMDDYY, YYYYMMDD, YYMMDD format or not greater than the 1st day of the previous month (at the time of testing).
  Last Name:
    Trimmed length less than 3 and not "AU", "DO", "FU", "HA", "HO", "HU", "JU", "KO", "KU", "LA", "LE", "LI", "LO", "LU", "LY", "MA", "MU", "NG", "SU", "TA", "TU", "TY", "VO", "VU", "WU", "XU" or "YU", empty (only spaces), only zeros, only nines, only "x"s, only nulls (ASCII character 0), only ASCII character 255s,
  First Name:
    Trimmed length less than 3, empty (only spaces), only zeros, only nines, only "x"s, only nulls (ASCII character 0), only ASCII character 255s,
  Address:
    Trimmed length less than 4, empty (only spaces), only zeros, only nines, only "x"s, only nulls (ASCII character 0), only ASCII character 255s,
  City
    Trimmed length less than 4, empty (only spaces), only zeros, only nines, only "x"s, only nulls (ASCII character 0), only ASCII character 255s,
  State:
    Trimmed length less than 2, empty (only spaces), only zeros, only nines, only "x"s, only nulls (ASCII character 0), only ASCII character 255s,
  Zip:
    Trimmed length less than 5, empty (only spaces), only zeros, only nines, only "x"s, only nulls (ASCII character 0), only ASCII character 255s,
  Scheduled:
    Not "S", "s", "U", "u", "D" or "d", “V”, “v”.

Driver Specific Information
(tested when “Scheduled” = “S” or “D”):
  Driver license state:
    Trimmed length less than 2, empty (only spaces), numeric, only "x"s, only nulls (ASCII character 0), only ASCII character 255s. (Expecting 2 character postal abbreviation which is alpha – not numeric)
  Driver license number:
    Empty (only spaces), only zeros, only nines, only "x"s, only nulls (ASCII character 0), only ASCII character 255s, (“Driver license state” is ‘UT’, ‘‘, ‘00’, ‘99’, ‘XX’ or ‘NA’ and not an existing UT license number).
  Date of birth:
    Not a valid date in MMDDYYYY (preferred), MMDDYY, YYYYMMDD, YYMMDD format or not between 01/01/1885 and 15 years before today's date.