Insurance Verification Program
How Does the Program Work?
STREAMLINED DATA REPORTING
Our vast experience in interconnecting data from disparate systems has taught us how to ease the data transfer burden. We can easily accommodate our program to a variety of data formats, layouts, transfer protocols and schedules.
MATURE IDENTIFICATION ALGORITHMS
Accurately identifying uninsured motorists can be a difficult task. Incorrect and incomplete data is a real-world issue. Our program has a long history of overcoming these issues by producing accurate results at a high confidence rate.
STATE-OF-THE-ART CUSTOMER SERVICE
We are passionate about providing the best customer possible. Our program allows drivers to easily update their insurance status anytime via mail, phone, email, fax, automated voicemail or online.
SECURE AND RELIABLE
We take pride in safeguarding valuable PII. Our program adheres to the most recent state, federal and industry standards and regulations. Confidentiality, integrity and availability are the fundamentals of our security policy.
As needs and requirements emerge, our program is ready to easily integrate with new applications. We have experience incorporating elements such as: IICMVA components, uncompliant non-custodial parent tracking, and many more.
We guarantee significantly short implementation times by considerably reducing uncertainty, delays and cost overruns. Our program stands at the ready to hit production whenever needed.
It Works and It Works Well!
Accurately identifying uninsured motorists is very important. However, our program goes beyond simple identification and focuses on truly REDUCING THE UNINSURED MOTORIST RATE. This is accomplished by implementing two methodologies:
Proactive Enforcement and Reactive Enforcement.
The main component of this methodology is routinely matching insurance information to state registrations. Motorists that have registrations that are unmatched receive a notice stating that insurance could not be found on their vehicle. The registered owner is then requested to submit proof of insurance to Insure-Rite where it is immediately updated in the Uninsured Motorist Database.
This notice campaign is operated on a continual basis and therefore, allows persistent identification of the uninsured. It also provides a means for uninsured motorists to correct their insurance status - ideally, prior to law enforcement involvement.
The main component of this methodology is providing law enforcement officers real-time access to the Insure-Rite system that shows officers the insurance status of a registration during a routine traffic stop.
Additionally, Insure-Rite makes real-time insurance data available to other state/county/local agencies where insurance status checks can be performed at the time of registration or other applicable workflows such as follow-up on accident reports.